Financing is determined by how much you will need to borrow to pay for the entire automobile plus applicable taxes. Once financing is secured, you will then be required to pay back the amount you borrow plus interest, typically in equal monthly payments over a pre-arranged period of time.





You are the owner of the vehicle; once all the payments have been made, you own the automobile.


All retail loans are open and you may pay out the finance contract at any time without prepayment penalties.


  • Simple interest method to calculate interest charges
  • No kilometer charges
  • No wear and tear charges


Conventional Finance:
With the Honda Canada Finance Inc. regular program you can tailor-make your purchase to reflect your individual need. Your equal monthly payments are determined using competitive rates and 24 - 60 month terms. Together with the dealer you can work out the financing arrangements that suit your budget and your needs best.

Future Value Finance Program:
The Future Value Finance Program is an alternative to our lease program. The payment schedule is structured using consecutive monthly payments for a set period of time ending with one payment that is larger than all the preceding payments. Once the final payment comes due you have the option of paying the contract obligation in full or re-financing the final payment at competitive rates with HCFI. Graduate applicants are not eligible for our Future Value Purchase Plan.

THE FUTURE VALUE PURCHASE PLAN IS NOT AVAILABLE TO RESIDENTS OF QUEBEC.





Monthly loan payments are typically higher than monthly lease payments because you are financing the total cost of your automobile which includes all applicable sales taxes and purchase price.


You are responsible for insurance coverage. Required coverage typically is detailed in your financing agreement.


You are responsible for maintaining the automobile. A maintenance schedule is outlined in the owner's manual.



HFS is committed to protecting the privacy of your personal information by complying with Canadian privacy laws and regulations. See the HFS Privacy Policy.